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Stunning 4-bedroom home with premium features in a top-rated neighborhood!Welcome home to 837 Coldwater Creek Circle! Assumable VA loan available to buyers who qualify for full transfer eligibility (3.75% rate with Navy Federal). This spacious 3,233 sq ft residence offers an ideal blend of luxury, comfort, and functionality in one of the most sought-after neighborhoods - Swift Creek! Known for its top tier amenities and zoned for Niceville schools, this ideal location is an easy commute to central Niceville, all military installations, and the white sandy beaches of the Emerald Coast. Step inside to discover 4 generous bedrooms, 3 FULL bathrooms, and a versatile bonus room - perfect for a home office, gym, rec room, or movie room. With 2 additional & spacious living areas & 2 dining spaces, there's plenty of room for entertaining or relaxing with family and friends. 

The heart of the home is the highly functional kitchen and open concept living space, filled with natural light and designed for both style and practicality. The kitchen includes a center island with breakfast bar, ample counter and cabinet space, a corner pantry, gas cooktop with hood vent and stainless steel appliances. Step into the sunroom for year-round enjoyment, or relax in the screened porch while enjoying the private, fully fenced backyard (large enough for a pool).

Car enthusiasts and hobbyists will love the massive 3-car garage, offering tons of storage and workspace. 

Don't miss your chance to own this exceptional property in a prime location - Swift Creek (includes community pool, club house, basketball, tennis, playground, walking trails, & pond). 

Roof - 2025, WH - 2025, HVAC - 2007/2008
#973500

Niceville

837 Coldwater Creek Circle

4 Beds

3 Baths

3,233 Sq.Ft.

$889,000

MLS#: 973500

Welcome to 40 Myrtle Oak Way in Santa Rosa Beach! This meticulously maintained 3-bed, 2.5-bath end-lot home offers 1,351 sq. ft. of stylish living space with added privacy. Fully furnished and move-in ready, it features fresh interior and exterior paint, luxury vinyl plank flooring, and a professionally designed interior. The kitchen boasts stainless steel appliances and granite countertops, while the backyard includes a kid-friendly playground--perfect for families! Don't miss this prime opportunity in a desirable location. Schedule your tour today!
#973519

Santa Rosa Beach

40 Myrtle Oak Way

3 Beds

3 Baths

1,351 Sq.Ft.

$409,000

MLS#: 973519

Experience the best of coastal living in this beautifully renovated 2-bedroom, 2-bath 9th floor end unit located at The Summit within the prestigious TOPS'L Beach & Racquet Resort, a gated Gulf-front community bordered by sugar-white sand beaches & serene nature preserve. This east-facing condo offers sweeping views of the coastline & Topsail Hill Preserve State Park from the comfort of your private balcony, accessible from both the living area & primary bedroom. Watch deer & other wildlife as you sip your morning coffee while the sunrise reflects off the Gulf. Enjoy the best of both worlds with stunning views of the Choctawhatchee Bay in the distance as you walk from the elevators to the unit, and views of the Gulf as you walk from the unit to the elevators. The kitchen was redesigned  relocating the owner's closet to maximize the breathtaking Gulf views the moment you enter the condo. The kitchen now boasts expanded counter space, quartz countertops, tile backsplash, stainless steel appliances, tray ceiling with recessed lighting, and under-cabinet lights. Durable tile floors extend throughout the common areas, ideal for low-maintenance coastal living. This turnkey unit is tastefully decorated and comes fully furnished. The open concept is perfect for entertaining with dining space for 6 and an electric fireplace to enhance the overall ambiance. The primary suite features a king bed, sitting area, and extra windows exclusive to end units bringing in even more natural light and scenic views. The elegant en-suite bath offers a walk-in tile shower, while the guest bath features a tiled shower/tub combo for those who appreciate a relaxing soak. The guest bedroom includes two twin beds and benefits from a split-bedroom layout, offering added privacy for all. 
 
Owners and guests enjoy exclusive access to The Summit's community pool, hot tub, and BBQ area, plus all of TOPS'L's resort-style amenities: 600 feet of private beach, beachfront pool & tiki bar, state-of-the-art fitness center, an indoor/outdoor pool for the colder months, 12 Rubico lighted tennis courts, pickleball, basketball, shuffleboard, mini golf, and 3 on-site restaurants all on 52 acres of lush Gulf-front property. Whether you're seeking a primary residence, second home, or a high-performing investment property, this incredible Summit condo at TOPS'L checks all the boxes and is in a one-of-a-kind setting!
#973596

Miramar Beach

515 Tops'l Beach Boulevard 901

2 Beds

2 Baths

1,141 Sq.Ft.

$660,000

MLS#: 973596

Discover your dream townhome, a perfect blend of comfort and opportunity! With a bit of tender loving care, including new carpeting and fresh paint, you can transform this space into your ideal haven. Priced to sell, you save a remarkable $100K making this beautiful starter home an excellent investment opportunity. Don't miss out on this chance to own a gem in a desirable neighborhood--your future awaits!
#973621

Fort Walton Beach

947 Ashley Lane UNIT D

2 Beds

2 Baths

1,483 Sq.Ft.

$159,000

MLS#: 973621

Opportunity awaits you! Fantastic investment/flip, or great opportunity for owner-occupant to walk in with instant equity & make this home their own. This home sits on a large, level 100' x 200' lot with many gorgeous mature oak trees. Plenty of parking space with 1-car garage & extended driveway. Interior features wide open living/kitchen/dining with plenty of natural light. 3 bedrooms are all generously sized, & master bedroom features attached full bath and walk-in closet. Covered back porch & expansive backyard offers great outdoor living space. HOA includes so many incredible amenities! Roof 2012; windows, electrical & water heater 2018; HVAC 2022. This property is distressed & in need of some TLC, but there is an opportunity to make this diamond in the rough shine!
#973566

Navarre

1831 Iris Lane

3 Beds

2 Baths

1,393 Sq.Ft.

$235,000

MLS#: 973566

Welcome to WATERFRONT living in Bay Point--where thoughtful design meets sweeping views of Grand Lagoon. Built in 2023, this elevated coastal retreat offers a rare vantage point to watch the yachts glide toward the pass--all from the comfort of your expansive 52-foot back deck complete with an outdoor kitchen (grill, sear station, sink, storage) and sleek cable railing for an unobstructed view. Inside, oversized windows flood the main living space with natural light and showcase the water from nearly every angle. The kitchen is a showstopper with a 10-foot+ island, water-view sink framed by an eight foot wide window, and a butler's pantry that keeps the fridge, microwave, and coffee maker tucked away. No upper cabinets here--just clean lines and beautiful scenery. Upstairs is all all about entertaining, with the kitchen, living, and office oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access off the main living areaideal for flexible living. The office features 100+ year-old European doors that add charm and character. Downstairs, three bedrooms offer privacy and comfort, including a luxurious primary suite with water views, a spa-inspired bath with a soaking tub, walk-in shower, dual vanity, and an oversized custom closet. Just off the primary suite, step onto a private pavered porch with room for outdoor furniture and your very own eight-person Master Spas hot tuball with a peaceful water view. From the grand front staircase and double-door entry to the magical morning sunrises over the lagoon, this home was built for those who appreciate quality, comfort, and a view that never gets old.Home Ins. $2584. Flood Insurance (quoted) $2500. Ave Electric $200. Ave Gas $50. Ave Water $100
#973892

Panama City Beach

3207 Swordfish Drive

4 Beds

2 Baths

2,980 Sq.Ft.

$1,175,000

MLS#: 973892

Ideally positioned between 30A and Panama City Beach, this beautifully renovated, move-in ready home offers the perfect blend of coastal charm and modern comfort--with no HOA. Situated just blocks from the popular Orange Street beach access, you'll enjoy easy access to ample parking, a wide stretch of sugar-white sand, showers, and restrooms.Set on a spacious lot, this thoughtfully updated home features a stylish kitchen with brand-new stainless steel appliances, quartz countertops, and custom cabinetry. The entire interior has been freshly painted and includes new flooring throughout. Offered fully furnished, it's ready for you to settle in and start enjoying the beach life right away.Step outside to discover two expansive decks, perfect for relaxing or entertaining after a day in the sun. You'll also enjoy convenient access to the nearby pedestrian tunnel, connecting you safely to all the area has to offer.
#973576

Inlet Beach

156 Walton Palm Road

3 Beds

2 Baths

1,450 Sq.Ft.

$699,000

MLS#: 973576

This thoughtfully designed home in Turtle Cove blends quality construction with a coastal craftsman style, all just minutes from the beach and Lake Powell. Inside, you'll find an open-concept layout with a split-bedroom floor plan that offers privacy and space for everyone. The main living areas feature tile flooring, while the bedrooms have beautiful wood floors and crown molding adds a polished touch. The kitchen is both stylish and functional, with granite countertops, custom cabinetry, and a layout that flows seamlessly into the living space--perfect for everyday living or entertaining. The spacious primary suite includes a large en-suite with double vanities, a tiled walk-in shower, and a separate soaking tub. Every bedroom has oversized closets for extra storage The home is equipped with a tankless water heater for added efficiency. Outside, enjoy your morning coffee on the covered front porch or relax under the pergola out back. There's a single-car garage, additional rear parking, and extra space in the front for guests. This home sits on one of the most sought-after streets in Turtle Cove, directly across from the community park and within walking distance to the clubhouse, fitness center, and pool. Turtle Cove offers residents access to Lake Powell, one of the largest coastal dune lakes in the world, along with community amenities like a dock, tennis courts, and more. Plus, you're just under 2 miles from the beach and close to Camp Helen State Park for even more outdoor fun.
#973536

Panama City Beach

317 Turtle Cove

3 Beds

2 Baths

1,336 Sq.Ft.

$385,000

MLS#: 973536

Positioned along the serene waters of Mack Bayou in beautiful Santa Rosa Beach, Florida, this exceptional .57-acre waterfront homesite offers a rare opportunity to create the coastal retreat of your dreams. Perfectly positioned just 2 minutes from Sacred Heart Hospital and only 5 minutes from the sugar-white sands of the world-renowned Emerald Coast and Scenic Highway 30A, this estate-sized lot combines natural beauty, convenience, and lifestyle in one unbeatable location.Imagine waking up each morning to the soft sounds of nature and stunning water views, with dolphins swimming just beyond your backyard and majestic bald eagles soaring overhead. This property is a haven for wildlife enthusiasts, with frequent visits from osprey, herons, and other native species--offering a front-row seat to Florida's vibrant ecosystem.

For boating enthusiasts, this is truly a dream come true. With direct access to Mack Bayou, you can launch your boat from your own backyard and be on the Choctawhatchee Bay within minutes, where the adventure truly begins. The bay offers access to over 30 waterfront restaurants by boat, making every evening a new dining experience. Set course for a 30-minute boat ride and you'll arrive at the iconic Crab Island, a favorite local sandbar gathering spot known for its fun, floating attractions and vibrant energy.

Whether you're casting a line from your dock or heading out into open waters, anglers will appreciate the bounty of fish species in the bay, including redfish, speckled trout, mangrove snapper, snook, sheepshead, black drum, and many more. Whether you're a seasoned angler or a weekend hobbyist, the opportunities are endless right outside your door.

This homesite's generous sizejust over half an acreprovides ample space for building a custom estate, private dock, pool, outdoor kitchen, or anything else you envision in your Florida waterfront lifestyle. There's room for a multi-story home that maximizes views and privacy, all while keeping you within easy reach of the area's best amenities, dining, shopping, and entertainment.
#973547

Santa Rosa Beach

1150 Mack Bayou Road

None Beds

None Baths

0.57 acres

$500,000

MLS#: 973547

Bring your new home plans to this nice and cleared vacant lot with utilities already in placeNo mobile homes allowedno association feesDrive by it today Donn't miss this opportunity to own a piece of land in the beautiful Pensacola Area
#973518

Pensacola

3904 W Blount Street

None Beds

None Baths

0.21 acres

$35,000

MLS#: 973518

Enjoy this very spacious 2 bedroom, 2 bathroom condo decorated with a beach decor. This 1st floor condo has a popular, highly coveted walk out patio along the beautiful pool area of The Tides at Tops'l. Take in the spectacular views from the master bedroom that opens to the patio area. The master bathroom with relaxing whirlpool tub, walk in shower, double vanity, and more! The comfortable guest bedroom features two full beds, and a TV for enjoyment. The guest bathroom is located just across the hall. A modern updated kitchen that includes granite countertops. Formal dining and living areas offer spectacular views of the Gulf of Mexico. You will truly be pleased by all the features this vacation condo has to offer!
#973570

Miramar Beach

550 TOPS'L BEACH Boulevard 103

2 Beds

2 Baths

1,220 Sq.Ft.

$1,195,000

MLS#: 973570

MOTIVATED SELLER! Built by Huff Homes, a premier local builder-this 4 year old home is move-in ready! Welcome to the inviting 4 bedroom, 3 full bath home featuring the perfect blend of modern comfort and classic charm. Located in the highly desirable neighborhood of Raiders Landing, just minutes from Eglin Air Force Base, top-rated schools, and the stunning Destin beaches. Step inside this thoughtfully designed open floor plan with gorgeous interior finishes, including LVP flooring, upgraded lighting, a custom barn door to the front office/bedroom and luxury light filtering shades throughout. Legacy cabinetry, quartz countertops, Bosch kitchen appliances and so much more! This beauty is priced to sell quick. Call me to schedule a showing today!
#981864

Valparaiso

118 Raiders Trail

4 Beds

3 Baths

2,299 Sq.Ft.

$589,000

MLS#: 981864

Discover unparalleled luxury on a private island in northwest Florida, where contemporary architecture meets serene tropical beauty. This extraordinary masterpiece was recently featured on HGTV House Hunters Amazing Water Homes in January 2025 and is even more stunning in person than on international TV! As you approach Northshore Islands, you're greeted by only a few homes and this home exudes privacy, exclusivity and remarkable architecture. Built by Rita Jones with the design team of Architect Michael Hunnicutt, and Katie Fisher Design, Interior Design, this exceptional three-story contemporary, modern estate spans over 5,000 square feet, offered fully furnished with NEW furnishings and offers breathtaking waterfront views from every room. Enjoy expansive outdoor living with bay-view covered porches on each level, perfect for soaking in the tranquility of the surroundings on the island. 

Imagine leaving your dock for Shell Island or heading out for a sunset cruise. Picture yourself with the kids by the pool while watching the sun sink into the horizon. This is one of the very few locations in Panama City, Florida that has been built based on the picturesque views and was designed to maximize views of the water from all angles. This private island is a truly a waterfront dream come true! 

For boating and fishing enthusiasts, the property features a private, recently renovated, 350' dock with deep water access to the Gulf of Mexico, which is just 10 nautical miles away with no idle speeds zone in between, offering endless opportunities for fishing and adventure. The dock also holds a 2021 Barletta Pontoon boat on lift and a NEW 40,000 LB boat lift is being installed, ALL of which will convey to the new owner to be able to enjoy the waterfront lifestyle from day one! Not looking for boating adventure? This home offers zero entry into the Bay which is perfect for kayaks, paddleboards and swimming as you watch the picturesque sunset set in the West each day. The island's natural landscaping and soothing bay sounds welcome you to this peaceful retreat, where indoor and outdoor spaces blend seamlessly with a saltwater pool and spa. 

Upon approach to the circular cobblestone paver driveway, you're greeted by sea breezes and a travertine marble tile entry and a foyer framed with a custom Mahogany wood door with artistic blown glass. Entering the main level, the stunning waterfront views stand out as you sit at 23' elevation and enjoy a great room that offers views of the island from all angles. The family room area is framed by custom millwork and a modern linear fireplace surrounded with marble and slate tile creates warmth in the space while framing a wall of full-glass French doors that lead out onto a covered patio overlooking both pool and Bay. From here you can take in gorgeous year-round sunsets as they sink into the horizon each evening. This level also features a light-filled dining room overlooking the natural landscape of the island and a powder room with Onyx walls and custom pedestal sink for guests, and a junior suite overlooking Bay and pool complete with full bath, walk in closet, and Juliet balcony. Luxurious polished travertine tile is consistent throughout the main floor in the great room for a seamless look. 

The open kitchen is fully-equipped and features a custom slab walnut cabinetry, 48'' Thermador Professional convection microwave oven, warming drawer, Viking range hood and full-size Electrolux refrigerator and freezer. A Caesarstone Quartz waterfall countertop island is a showpiece and the oversized island seats 4. The bar and new wine refrigerator are excellent for entertaining and just off the kitchen and adjacent to the 16'x10' walk-in pantry and laundry room with stunning granite countertops, custom cabinetry, washer and dryer and the most perfect views of the island!

The primary suite, just off the kitchen, is a haven of luxury, offering radiant heated Italian porcelain tile floors, a spa-like Grohe walk-in shower with 3 body jets and 2 hand showers, new freestanding tub overlooking the Bay, slab walnut cabinetry with Swarovski crystal knobs and direct access to a waterfront patio with a fireplace. This retreat also features a large 14'x9' closet in the primary suite featuring fully enclosed cabinetry.

The lower level outdoor summer kitchen is an entertainer's dream, overlooking the Bay and pool, is equipped with new luxury appliances, Caesarstone quartz countertops, and custom walnut cabinetry. The pool is framed with luxurious custom tile, Travertine decking and offers new equipment for easy maintenance. With an 18' deep covered patio, your entertaining dreams will become a reality in this world-class outdoor living area. Overlooking the Bay, your boat and the best sunsets that Panama City has to offer - you can't wait to call this one home.

The third level provides a 19"x16" loft living area with remarkable barreled tongue and groove ceiling, waterfront office filled with floor to ceiling glass and doors, and two en suite guest bedrooms, each with walk-in closets and recently renovated luxurious private en suite bathrooms with marble and custom tile finishes.

The lower level includes a 35"x24" 4-car tandem garage, 15"x10" workshop space, media-game room with full kitchenette, full bathroom and a walk-in wine room, ideal for entertaining being just off the outdoor summer kitchen and pool area.

The home's robust construction features cement-filled concrete block walls, hurricane-rated Anderson windows, 150-mph wind rated garage doors, safe room and a 1/2" tempered, frameless glass railing system for unobstructed Bay views. A built-in generator fully powers the second and third floors of the home and there are high-efficiency heat pumps for each floor providing comfort and convenience. A solid, standing seam aluminum roof was installed in 2019. The home has a 500-gallon underground propane tank and infrastructure on the island includes high speed internet, city water and sewer.

This exclusive waterfront home offers a rare opportunity to live the coastal life you've always desired.
#973595

Panama City

4200 Northshore Islands Road

4 Beds

5 Baths

5,167 Sq.Ft.

$3,400,000

MLS#: 973595

PENTHOUSE PARADIZE, RENOVATED, IMMACULATE & STUNNING! Gulf Front 1BR/1BA Condo w Bunks with Fabulous Unhindered Sunset Views down the Emerald Coastline.  Recent Upgrades:  AC, Vinyl Plank Flooring, Dishwasher, New Master BR Suite, Decor & Wall Art, Freshly Painted, TV's, Entire Living Area Furniture, Decor & Wall Art.  Stainless appliances, granite countertops & custom cabinets adorn the kitchen.  Pride of ownership!  Unit is rental ready & sleeps 6.   Boardwalk Beach Resort is a highly sought-after complex on the east end of the beach. The resort offers a variety of amenities for both relaxation and recreation. An Amazing Zero Entry Swimming, Two Hot Tubs: Perfect for unwinding. Beach Bar & Grill: Ideal for casual dining and drinks. -Kids Splash Pad. On-Site Convenience Store: Stocked with drinks, ice cream, beach gear, and more. Fitness Center: Exclusive to owners (separate fee from HOA). -Doggie Lawn: Ideal for pet owners. -Beachfront Access: 1,700 feet of pristine beachfront. -Beach Services: Offering chair and umbrella rentals, jet ski rentals, parasailing, and other exciting water sports. Easy access to shopping, fine dining, restaurants and entertainment. Don't miss out on this one!
#973790

Panama City Beach

9450 S Thomas Drive UNIT 2205D

1 Beds

1 Baths

745 Sq.Ft.

$379,900

MLS#: 973790

This fully updated two story townhome is located in the central part of Fort Walton Beach, convenient to both bases! New paint and carpet, toilets, shades, landscaping, and privacy fence. Downstairs you will find the  half bathroom, spacious living room with new carpet that leads the the updated kitchen. The sliding glass door leads out to the fenced in back yard. Laundry room located outside with washer/dryer connections. Upstairs there is are 2 bedrooms and 2 bathrooms. Sorry no pets. Credit and background check. Call for showing instructions.
#973868

Fort Walton Beach

532 NW Parkview Road UNIT 4

2 Beds

2 Baths

1,200 Sq.Ft.

$1,800

MLS#: 973868

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